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Under the old bankruptcy law almost any resident of the United States could file Chapter 7 bankruptcy. The new bankruptcy law includes a two part test of Chapter 7 eligibility. The first test applicable in every Chapter 7 filing is the "means test." The means test is a mathematical formula to determine who may (and who may…
Read moreMany individuals considering bankruptcy are often under the assumption that virtually all their debts are included if they file for Chapter 7 bankruptcy (liquidation) or Chapter 13 bankruptcy (debt restructuring). Unfortunately, this is not the case. There are some debts that cannot be eliminated even if you go the drastic route of …
Read moreAccording to data from the American Enterprise Institute, the economy of the United States generated 5.6% more output in the year 2013 than back in the fourth quarter of 2007. In addition, corporate profits now exceed pre-recession peak levels by more than 40%.
Read moreAccording to United States Bankruptcy Courts, 1,000,083 bankruptcy cases were filed in the period between June 30, 2014-2015. In these dire economic times, many people may be forced to declare bankruptcy in order to start anew.
Read moreBankruptcy is an option for resolving financial problems of individuals and businesses who cannot meet their financial obligations and to lessen the financial burden of some or all of their debts. The United States Code or the Federal Bankruptcy Code has four bankruptcy filings in its Title 11, namely:
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