Here’s a question from a bankruptcy attorney in South Florida which touches upon an important and very basic concept for the bankruptcy means test. The attorney states that he represents a Chapter 7 client who has been in a domestic partnership for a long time. He and his partner have two children. The client claims himself and one of the children as a dependant for income tax purposes. The attorney asks if the debtor includes only his income and the expenses of the child he claims as tax dependent, or household income.
The answer is household income. For bankruptcy purposes, the debtor’s household includes all the people living in the home as a primary residence regardless of whom is claimed as a dependent for tax purposes. This debtor’s means test should include everyone’s income and everyone’s household and living expenses.
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The best way to find a good bankruptcy lawyer is to make sure that you're dealing with a firm that specializes in bankruptcy. Check the Yellow Pages or go online and do a search for "bankruptcy lawyers". Lawyers can specialize in many areas of law, so you have to make sure that the lawyer you pick has ample experience in the field of bankruptcy. As funny as this may sound, you have to find a lawyer that you can trust. Make sure you do some research before settling on a firm. Look for one that this open and forthcoming with information and that has a good payment plan that you can work with.
Good bankruptcy lawyers will offer you good counsel in the matters of your money and property. They should help you to preserve your asset base as best as possible and protect your financial health. Let's face it; bankruptcy is a life-changing event in a person's life. It can easily cause a person to lose confidence in themselves and in their abilities. However, that doesn't mean that it is the end of your financial future or your life. Your lawyer should constantly remind you of this and at the same time guide you through the steps of your bankruptcy process.
Keep in mind that a good bankruptcy lawyer will fight for you and your interest in every way possible. This process usually involves a lot of paperwork that requires filling out and filing. This by itself can be a very daunting task. When you're faced with this mountain of paperwork, it will help to know that you have good professional help on your side to help you with this task and to ensure that it is done correctly.
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